Payoneer
Global payments platform (an EMI / licensed money transmitter — NOT a bank) giving businesses USD/EUR/GBP receiving accounts; strong for non-residents with no US address, fee-driven rather than monthly.
Last verified: June 15, 2026
Key Facts
First Year CostSee pricing
Processing Time1-5 days (claimed)
Non-Resident Support✓ Yes
Restricted / unsupported (examples)
Cuba, Iran, North Korea, Syria, Russia
EIN IncludedNot applicable
Crypto Policy⚠ Some Restrictions
CategoryBanking
Data sourced from official vendor pages. See claims table below for individual sources.
Pricing
| Plan | Price | Billing | Includes |
|---|---|---|---|
| Business Account | $0 | monthly | USD/EUR/GBP receiving accounts, US routing + account number (receiving), Card payouts |
| Annual inactivity fee | $29.95 | annual | Charged only if you receive under ~$2,000 in 12 months |
Alternatives to Payoneer
Data Sources
Every fact on this page is backed by a source. Here are the claims we've verified:
| Claim | Value | Status | Last Checked |
|---|---|---|---|
| Payoneer has no monthly fee but charges an annual inactivity fee if receipts are under ~$2,000/yr | 29.95 USD/year (inactivity) | Vendor Claimed | Jun 15, 2026 |
| Payoneer onboards non-resident US LLCs with no US address required; not a bank (EMI) | true | Vendor Claimed | Jun 15, 2026 |
| Payoneer is not FDIC-insured; funds held in segregated accounts at partner banks | true | Community Reported | Jun 15, 2026 |