Relay
Online business banking (via Thread Bank, Member FDIC) with up to 20 accounts and 50 cards, popular for Profit First cash management; accepts non-resident-owned US LLCs but increasingly expects a US tax ID.
Last verified: June 15, 2026
Key Facts
First Year CostSee pricing
Processing Time1-7 days (claimed)
Non-Resident Support✓ Yes
EIN IncludedNot applicable
Crypto Policy✗ Crypto Prohibited
CategoryBanking
Data sourced from official vendor pages. See claims table below for individual sources.
Pricing
| Plan | Price | Billing | Includes |
|---|---|---|---|
| Starter | $0 | monthly | Up to 20 checking accounts, Up to 50 debit cards, No monthly/overdraft fees... |
| Grow / Scale (paid tiers) | $30 | monthly | Higher APY (up to 3.00%), Faster/same-day payments |
Alternatives to Relay
Data Sources
Every fact on this page is backed by a source. Here are the claims we've verified:
| Claim | Value | Status | Last Checked |
|---|---|---|---|
| Relay Starter plan has no monthly fee; provides US account + routing numbers via Thread Bank (Member FDIC) | 0 USD/month | Verified | Jun 15, 2026 |
| Relay increasingly requires a US Tax ID (SSN/ITIN) + US address for non-residents (2026 reports) | frequently required | Community Reported | Jun 15, 2026 |
| Relay prohibits crypto-industry businesses | Prohibited | Verified | Jun 15, 2026 |